United Community Banks Statistics
Total Valuation
UCBI has a market cap or net worth of $3.22 billion. The enterprise value is $2.57 billion.
Market Cap | 3.22B |
Enterprise Value | 2.57B |
Important Dates
The next estimated earnings date is Tuesday, July 16, 2024, after market close.
Earnings Date | Jul 16, 2024 |
Ex-Dividend Date | Jun 14, 2024 |
Share Statistics
UCBI has 119.14 million shares outstanding. The number of shares has increased by 3.48% in one year.
Shares Outstanding | 119.14M |
Shares Change (YoY) | +3.48% |
Shares Change (QoQ) | +0.01% |
Owned by Insiders (%) | 0.55% |
Owned by Institutions (%) | 82.91% |
Float | 118.34M |
Valuation Ratios
The trailing PE ratio is 17.62 and the forward PE ratio is 12.20. UCBI's PEG ratio is 17.42.
PE Ratio | 17.62 |
Forward PE | 12.20 |
PS Ratio | 3.97 |
Forward PS | 3.22 |
PB Ratio | 0.97 |
P/FCF Ratio | 13.87 |
PEG Ratio | 17.42 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 9.52, with an EV/FCF ratio of 11.12.
EV / Earnings | 14.20 |
EV / Sales | 3.18 |
EV / EBITDA | 9.52 |
EV / EBIT | 11.36 |
EV / FCF | 11.12 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 0.10 |
Debt / EBITDA | 1.20 |
Debt / FCF | 1.40 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.60% and return on invested capital (ROIC) is 5.35%.
Return on Equity (ROE) | 5.60% |
Return on Assets (ROA) | 0.70% |
Return on Capital (ROIC) | 5.35% |
Revenue Per Employee | $259,455 |
Profits Per Employee | $58,096 |
Employee Count | 3,121 |
Asset Turnover | 0.03 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, UCBI has paid $45.41 million in taxes.
Income Tax | 45.41M |
Effective Tax Rate | 20.03% |
Stock Price Statistics
The stock price has increased by +16.09% in the last 52 weeks. The beta is 0.93, so UCBI's price volatility has been similar to the market average.
Beta (1Y) | 0.93 |
52-Week Price Change | +16.09% |
50-Day Moving Average | 25.67 |
200-Day Moving Average | 26.29 |
Relative Strength Index (RSI) | 63.87 |
Average Volume (30 Days) | 591,577 |
Short Selling Information
The latest short interest is 2.34 million, so 1.96% of the outstanding shares have been sold short.
Short Interest | 2.34M |
Short Previous Month | 2.45M |
Short % of Shares Out | 1.96% |
Short % of Float | 1.97% |
Short Ratio (days to cover) | 3.93 |
Income Statement
In the last 12 months, UCBI had revenue of $809.76 million and earned $181.32 million in profits. Earnings per share was $1.53.
Revenue | 809.76M |
Gross Profit | 809.76M |
Operating Income | 242.52M |
Pretax Income | 226.73M |
Net Income | 181.32M |
EBITDA | 270.45M |
EBIT | 226.73M |
Earnings Per Share (EPS) | $1.53 |
Balance Sheet
The company has $961.93 million in cash and $324.85 million in debt, giving a net cash position of $637.08 million or $5.35 per share.
Cash & Cash Equivalents | 961.93M |
Total Debt | 324.85M |
Net Cash | 637.08M |
Net Cash Per Share | $5.35 |
Equity / Book Value | 3.30B |
Book Value Per Share | 27.70 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $292.69 million and capital expenditures -$61.08 million, giving a free cash flow of $231.61 million.
Operating Cash Flow | 292.69M |
Capital Expenditures | -61.08M |
Free Cash Flow | 231.61M |
FCF Per Share | $1.94 |
Margins
Gross margin is 100.00%, with operating and profit margins of 29.95% and 22.39%.
Gross Margin | 100.00% |
Operating Margin | 29.95% |
Pretax Margin | 28.00% |
Profit Margin | 22.39% |
EBITDA Margin | 33.40% |
EBIT Margin | 28.00% |
FCF Margin | 28.60% |
Dividends & Yields
This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 3.41%.
Dividend Per Share | $0.92 |
Dividend Yield | 3.41% |
Dividend Growth (YoY) | 2.22% |
Years of Dividend Growth | 9 |
Payout Ratio | 60.13% |
Buyback Yield | -3.48% |
Shareholder Yield | -0.07% |
Earnings Yield | 5.64% |
FCF Yield | 7.21% |
Analyst Forecast
The average price target for UCBI is $30.83, which is 14.14% higher than the current price. The consensus rating is "Buy".
Price Target | $30.83 |
Price Target Difference | 14.14% |
Analyst Consensus | Buy |
Analyst Count | 6 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on June 20, 2011. It was a reverse split with a ratio of 1:5.
Last Split Date | Jun 20, 2011 |
Split Type | Reverse |
Split Ratio | 1:5 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 4 |