United Community Banks Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year	2023	2022	2021	2020	2019	2018 - 1994
Revenue	803.82	826.15	744.4	577.43	560.96	Upgrade
Revenue Growth (YoY)	-2.70%	10.98%	28.92%	2.94%	7.42%	Upgrade
Gross Profit	803.82	826.15	744.4	577.43	560.96	Upgrade
Selling, General & Admin	450.04	387.99	333.5	317.01	273.97	Upgrade
Other Operating Expenses	111.51	72.81	52.28	39.98	38.86	Upgrade
Operating Expenses	561.55	460.8	385.78	357	312.83	Upgrade
Operating Income	242.27	365.35	358.62	220.44	248.13	Upgrade
Other Expense / Income	16.42	17.69	19.39	15.81	10.79	Upgrade
Pretax Income	225.85	347.67	339.23	204.63	237.34	Upgrade
Income Tax	45	78.53	77.96	45.36	52.99	Upgrade
Net Income	180.85	269.14	261.27	159.27	184.35	Upgrade
Net Income Growth	-32.80%	3.01%	64.04%	-13.60%	11.77%	Upgrade
Shares Outstanding (Basic)	118	107	88	83	80	Upgrade
Shares Outstanding (Diluted)	118	107	88	83	80	Upgrade
Shares Change	10.27%	21.21%	5.82%	4.44%	0.05%	Upgrade
EPS (Basic)	1.54	2.52	2.97	1.91	2.31	Upgrade
EPS (Diluted)	1.54	2.52	2.97	1.91	2.31	Upgrade
EPS Growth	-38.89%	-15.15%	55.50%	-17.32%	11.59%	Upgrade
Free Cash Flow	226.15	574.35	337.08	141.12	139.58	Upgrade
Free Cash Flow Per Share	1.92	5.38	3.83	1.70	1.75	Upgrade
Dividend Per Share	0.920	0.860	0.780	0.720	0.680	Upgrade
Dividend Growth	6.98%	10.26%	8.33%	5.88%	17.24%	Upgrade
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	Upgrade
Operating Margin	30.14%	44.22%	48.18%	38.18%	44.23%	Upgrade
Profit Margin	22.50%	32.58%	35.10%	27.58%	32.86%	Upgrade
Free Cash Flow Margin	28.13%	69.52%	45.28%	24.44%	24.88%	Upgrade
Effective Tax Rate	19.93%	22.59%	22.98%	22.17%	22.33%	Upgrade
EBITDA	270.81	394.37	337.17	196.04	261.29	Upgrade
EBITDA Margin	33.69%	47.74%	45.29%	33.95%	46.58%	Upgrade
Depreciation & Amortization	44.96	46.7	-2.06	-8.59	23.95	Upgrade
EBIT	225.85	347.67	339.23	204.63	237.34	Upgrade
EBIT Margin	28.10%	42.08%	45.57%	35.44%	42.31%	Upgrade

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).