TowneBank Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year	2023	2022	2021	2020	2019	2018 - 2000
Revenue	941.58	686.38	679	662.23	563.24	Upgrade
Revenue Growth (YoY)	37.18%	1.09%	2.53%	17.58%	5.87%	Upgrade
Cost of Revenue	0	9.24	0	0	0	Upgrade
Gross Profit	941.58	677.14	679	662.23	563.24	Upgrade
Selling, General & Admin	305.22	279.92	292.26	275.62	261.5	Upgrade
Other Operating Expenses	-165	-125.77	-701.08	-760.42	-653.36	Upgrade
Operating Expenses	165	-440.09	-408.82	-484.8	-391.86	Upgrade
Operating Income	-1.42	206.87	270.18	177.44	171.38	Upgrade
Interest Income	705.24	517.94	443.45	460.16	467.83	Upgrade
Interest Expense	26.64	56.57	41.08	80.02	109.47	Upgrade
Other Expense / Income	492.38	432.67	402.37	380.14	358.36	Upgrade
Pretax Income	186.22	237.05	279.83	201.33	176.27	Upgrade
Income Tax	31.09	46.58	54.8	31.9	32.6	Upgrade
Net Income	153.72	188.99	215.38	145.54	138.78	Upgrade
Net Income Growth	-18.66%	-12.26%	47.99%	4.87%	3.73%	Upgrade
Shares Outstanding (Basic)	75	73	72	72	72	Upgrade
Shares Outstanding (Diluted)	75	73	73	72	72	Upgrade
Shares Change	2.87%	0.02%	0.30%	0.22%	1.26%	Upgrade
EPS (Basic)	2.06	2.60	2.97	2.01	1.93	Upgrade
EPS (Diluted)	2.06	2.60	2.97	2.01	1.92	Upgrade
EPS Growth	-20.77%	-12.46%	47.76%	4.69%	2.13%	Upgrade
Free Cash Flow	117.17	363.22	487.62	82.1	-52.75	Upgrade
Free Cash Flow Per Share	1.57	5.00	6.72	1.13	-0.73	Upgrade
Gross Margin	100.00%	98.65%	100.00%	100.00%	100.00%	Upgrade
Operating Margin	-0.15%	30.14%	39.79%	26.79%	30.43%	Upgrade
Profit Margin	16.33%	27.53%	31.72%	21.98%	24.64%	Upgrade
Free Cash Flow Margin	12.44%	52.92%	71.81%	12.40%	-9.37%	Upgrade
Effective Tax Rate	16.69%	19.65%	19.58%	15.84%	18.49%	Upgrade
EBITDA	12.73	235.57	298.98	206.5	200.75	Upgrade
EBITDA Margin	1.35%	34.32%	44.03%	31.18%	35.64%	Upgrade
Depreciation & Amortization	34.22	28.7	28.8	29.06	29.37	Upgrade
EBIT	-21.49	206.87	270.18	177.44	171.38	Upgrade
EBIT Margin	-2.28%	30.14%	39.79%	26.79%	30.43%	Upgrade

Sources: The data provider is Financial Modeling Prep and the numbers are sourced from SEC filings.