United Bankshares Statistics
Total Valuation
UBSI has a market cap or net worth of $4.69 billion. The enterprise value is $5.03 billion.
| Market Cap | 4.69B |
| Enterprise Value | 5.03B |
Important Dates
The last earnings date was Thursday, April 25, 2024, before market open.
| Earnings Date | Apr 25, 2024 |
| Ex-Dividend Date | Jun 14, 2024 |
Share Statistics
UBSI has 135.20 million shares outstanding. The number of shares has increased by 0.21% in one year.
| Shares Outstanding | 135.20M |
| Shares Change (YoY) | +0.21% |
| Shares Change (QoQ) | +0.23% |
| Owned by Insiders (%) | 2.10% |
| Owned by Institutions (%) | 71.89% |
| Float | 131.82M |
Valuation Ratios
The trailing PE ratio is 13.32 and the forward PE ratio is 13.04. UBSI's PEG ratio is 1.92.
| PE Ratio | 13.32 |
| Forward PE | 13.04 |
| PS Ratio | 4.66 |
| Forward PS | 4.40 |
| PB Ratio | 0.98 |
| P/FCF Ratio | 11.01 |
| PEG Ratio | 1.92 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 10.64, with an EV/FCF ratio of 11.73.
| EV / Earnings | 14.17 |
| EV / Sales | 4.96 |
| EV / EBITDA | 10.64 |
| EV / EBIT | 11.19 |
| EV / FCF | 11.73 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.42 |
| Debt / EBITDA | 4.32 |
| Debt / FCF | 4.76 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.50% and return on invested capital (ROIC) is 5.18%.
| Return on Equity (ROE) | 7.50% |
| Return on Assets (ROA) | 1.20% |
| Return on Capital (ROIC) | 5.18% |
| Revenue Per Employee | $384,370 |
| Profits Per Employee | $134,657 |
| Employee Count | 2,635 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UBSI has paid $94.45 million in taxes.
| Income Tax | 94.45M |
| Effective Tax Rate | 21.02% |
Stock Price Statistics
The stock price has increased by +16.62% in the last 52 weeks. The beta is 1.03, so UBSI's price volatility has been similar to the market average.
| Beta (1Y) | 1.03 |
| 52-Week Price Change | +16.62% |
| 50-Day Moving Average | 34.02 |
| 200-Day Moving Average | 32.80 |
| Relative Strength Index (RSI) | 60.55 |
| Average Volume (30 Days) | 487,030 |
Short Selling Information
The latest short interest is 3.41 million, so 2.52% of the outstanding shares have been sold short.
| Short Interest | 3.41M |
| Short Previous Month | 3.49M |
| Short % of Shares Out | 2.52% |
| Short % of Float | 2.59% |
| Short Ratio (days to cover) | 7.24 |
Income Statement
In the last 12 months, UBSI had revenue of $1.01 billion and earned $354.82 million in profits. Earnings per share was $2.62.
| Revenue | 1.01B |
| Gross Profit | 1.01B |
| Operating Income | 449.27M |
| Pretax Income | 449.27M |
| Net Income | 354.82M |
| EBITDA | 472.38M |
| EBIT | 449.27M |
| Earnings Per Share (EPS) | $2.62 |
Balance Sheet
The company has $1.73 billion in cash and $2.04 billion in debt, giving a net cash position of -$306.78 million or -$2.27 per share.
| Cash & Cash Equivalents | 1.73B |
| Total Debt | 2.04B |
| Net Cash | -306.78M |
| Net Cash Per Share | -$2.27 |
| Equity / Book Value | 4.81B |
| Book Value Per Share | 35.56 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $441.45 million and capital expenditures -$12.87 million, giving a free cash flow of $428.58 million.
| Operating Cash Flow | 441.45M |
| Capital Expenditures | -12.87M |
| Free Cash Flow | 428.58M |
| FCF Per Share | $3.18 |
Margins
Gross margin is 100.00%, with operating and profit margins of 44.36% and 35.03%.
| Gross Margin | 100.00% |
| Operating Margin | 44.36% |
| Pretax Margin | 44.36% |
| Profit Margin | 35.03% |
| EBITDA Margin | 46.64% |
| EBIT Margin | 44.36% |
| FCF Margin | 42.32% |
Dividends & Yields
This stock pays an annual dividend of $1.48, which amounts to a dividend yield of 4.27%.
| Dividend Per Share | $1.48 |
| Dividend Yield | 4.27% |
| Dividend Growth (YoY) | 2.08% |
| Years of Dividend Growth | 26 |
| Payout Ratio | 56.49% |
| Buyback Yield | -0.21% |
| Shareholder Yield | 4.03% |
| Earnings Yield | 7.52% |
| FCF Yield | 9.08% |
Analyst Forecast
The average price target for UBSI is $37.00, which is 6.75% higher than the current price. The consensus rating is "Hold".
| Price Target | $37.00 |
| Price Target Difference | 6.75% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on March 30, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Mar 30, 1998 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |