TrustCo Bank Corp NY Statistics

Total Valuation

TRST has a market cap or net worth of $561.12 million. The enterprise value is $92.20 million.

Market Cap	561.12M
Enterprise Value	92.20M

Important Dates

The last earnings date was Monday, April 22, 2024, after market close.

Earnings Date	Apr 22, 2024
Ex-Dividend Date	Feb 29, 2024

Share Statistics

TRST has 19.02 million shares outstanding.

Shares Outstanding	19.02M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	3.27%
Owned by Institutions (%)	72.90%
Float	18.40M

Valuation Ratios

The trailing PE ratio is 10.67 and the forward PE ratio is 11.63. TRST's PEG ratio is 3.73.

PE Ratio	10.67
Forward PE	11.63
PS Ratio	3.16
Forward PS	3.10
PB Ratio	0.87
P/FCF Ratio	11.32
PEG Ratio	3.73

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.14, with an EV/FCF ratio of 1.85.

EV / Earnings	1.74
EV / Sales	0.52
EV / EBITDA	1.14
EV / EBIT	1.32
EV / FCF	1.85

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.21
Debt / EBITDA	1.71
Debt / FCF	2.77
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.40% and return on invested capital (ROIC) is 6.74%.

Return on Equity (ROE)	8.40%
Return on Assets (ROA)	0.90%
Return on Capital (ROIC)	6.74%
Revenue Per Employee	$234,424
Profits Per Employee	$69,679
Employee Count	761
Asset Turnover	0.03
Inventory Turnover	n/a

Taxes

In the past 12 months, TRST has paid $16.85 million in taxes.

Income Tax	16.85M
Effective Tax Rate	24.11%

Stock Price Statistics

The stock price has increased by +2.00% in the last 52 weeks. The beta is 0.85, so TRST's price volatility has been lower than the market average.

Beta (1Y)	0.85
52-Week Price Change	+2.00%
50-Day Moving Average	27.38
200-Day Moving Average	28.04
Relative Strength Index (RSI)	68.86
Average Volume (30 Days)	73,117

Short Selling Information

The latest short interest is 234,663, so 1.23% of the outstanding shares have been sold short.

Short Interest	234,663
Short Previous Month	210,461
Short % of Shares Out	1.23%
Short % of Float	1.28%
Short Ratio (days to cover)	3.18

Income Statement

In the last 12 months, TRST had revenue of $178.40 million and earned $53.03 million in profits. Earnings per share was $2.78.

Revenue	178.40M
Gross Profit	178.40M
Operating Income	69.88M
Pretax Income	69.88M
Net Income	53.03M
EBITDA	80.76M
EBIT	69.88M
Earnings Per Share (EPS)	$2.78

Full Income Statement

Balance Sheet

The company has $609.68 million in cash and $137.81 million in debt, giving a net cash position of $471.87 million or $24.80 per share.

Cash & Cash Equivalents	609.68M
Total Debt	137.81M
Net Cash	471.87M
Net Cash Per Share	$24.80
Equity / Book Value	649.19M
Book Value Per Share	34.12
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $55.25 million and capital expenditures -$5.41 million, giving a free cash flow of $49.84 million.

Operating Cash Flow	55.25M
Capital Expenditures	-5.41M
Free Cash Flow	49.84M
FCF Per Share	$2.62

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 39.17% and 29.72%.

Gross Margin	100.00%
Operating Margin	39.17%
Pretax Margin	39.17%
Profit Margin	29.72%
EBITDA Margin	45.27%
EBIT Margin	39.17%
FCF Margin	27.93%

Dividends & Yields

This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 4.88%.

Dividend Per Share	$1.44
Dividend Yield	4.88%
Dividend Growth (YoY)	1.41%
Years of Dividend Growth	3
Payout Ratio	51.80%
Buyback Yield	n/a
Shareholder Yield	4.86%
Earnings Yield	9.40%
FCF Yield	8.83%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on May 28, 2021. It was a reverse split with a ratio of 1:5.

Last Split Date	May 28, 2021
Split Type	Reverse
Split Ratio	1:5

Scores

Altman Z-Score	n/a
Piotroski F-Score	4