1st Source Statistics
Total Valuation
1st Source has a market cap or net worth of $1.29 billion. The enterprise value is $1.56 billion.
| Market Cap | 1.29B |
| Enterprise Value | 1.56B |
Important Dates
The last earnings date was Thursday, April 25, 2024, before market open.
| Earnings Date | Apr 25, 2024 |
| Ex-Dividend Date | May 3, 2024 |
Share Statistics
1st Source has 24.49 million shares outstanding. The number of shares has decreased by -0.92% in one year.
| Shares Outstanding | 24.49M |
| Shares Change (YoY) | -0.92% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 22.78% |
| Owned by Institutions (%) | 75.00% |
| Float | 16.00M |
Valuation Ratios
The trailing PE ratio is 10.61 and the forward PE ratio is 11.30. 1st Source's PEG ratio is 2.03.
| PE Ratio | 10.61 |
| Forward PE | 11.30 |
| PS Ratio | 3.58 |
| Forward PS | 3.35 |
| PB Ratio | 1.28 |
| P/FCF Ratio | 7.01 |
| PEG Ratio | 2.03 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 8.97, with an EV/FCF ratio of 8.46.
| EV / Earnings | 12.64 |
| EV / Sales | 4.32 |
| EV / EBITDA | 8.97 |
| EV / EBIT | 9.79 |
| EV / FCF | 8.46 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.34 |
| Debt / EBITDA | 2.00 |
| Debt / FCF | 1.89 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.80% and return on invested capital (ROIC) is 9.08%.
| Return on Equity (ROE) | 12.80% |
| Return on Assets (ROA) | 1.40% |
| Return on Capital (ROIC) | 9.08% |
| Revenue Per Employee | $308,582 |
| Profits Per Employee | $105,349 |
| Employee Count | 1,170 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, 1st Source has paid $35.89 million in taxes.
| Income Tax | 35.89M |
| Effective Tax Rate | 22.55% |
Stock Price Statistics
The stock price has increased by +20.72% in the last 52 weeks. The beta is 0.79, so 1st Source's price volatility has been lower than the market average.
| Beta (1Y) | 0.79 |
| 52-Week Price Change | +20.72% |
| 50-Day Moving Average | 50.54 |
| 200-Day Moving Average | 48.70 |
| Relative Strength Index (RSI) | 61.91 |
| Average Volume (30 Days) | 59,345 |
Short Selling Information
The latest short interest is 167,114, so 0.68% of the outstanding shares have been sold short.
| Short Interest | 167,114 |
| Short Previous Month | 156,172 |
| Short % of Shares Out | 0.68% |
| Short % of Float | 1.04% |
| Short Ratio (days to cover) | 2.86 |
Income Statement
In the last 12 months, 1st Source had revenue of $361.04 million and earned $123.26 million in profits. Earnings per share was $4.97.
| Revenue | 361.04M |
| Gross Profit | 361.04M |
| Operating Income | 159.15M |
| Pretax Income | 159.15M |
| Net Income | 123.26M |
| EBITDA | 173.70M |
| EBIT | 159.15M |
| Earnings Per Share (EPS) | $4.97 |
Balance Sheet
The company has $80.91 million in cash and $347.75 million in debt, giving a net cash position of -$266.84 million or -$10.90 per share.
| Cash & Cash Equivalents | 80.91M |
| Total Debt | 347.75M |
| Net Cash | -266.84M |
| Net Cash Per Share | -$10.90 |
| Equity / Book Value | 1.01B |
| Book Value Per Share | 41.24 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $183.04 million and capital expenditures $1.04 million, giving a free cash flow of $184.08 million.
| Operating Cash Flow | 183.04M |
| Capital Expenditures | 1.04M |
| Free Cash Flow | 184.08M |
| FCF Per Share | $7.53 |
Margins
Gross margin is 100.00%, with operating and profit margins of 44.08% and 34.14%.
| Gross Margin | 100.00% |
| Operating Margin | 44.08% |
| Pretax Margin | 44.08% |
| Profit Margin | 34.14% |
| EBITDA Margin | 48.11% |
| EBIT Margin | 44.08% |
| FCF Margin | 50.99% |
Dividends & Yields
This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 2.58%.
| Dividend Per Share | $1.36 |
| Dividend Yield | 2.58% |
| Dividend Growth (YoY) | 4.69% |
| Years of Dividend Growth | 37 |
| Payout Ratio | 27.36% |
| Buyback Yield | 0.92% |
| Shareholder Yield | 3.50% |
| Earnings Yield | 9.55% |
| FCF Yield | 14.26% |
Analyst Forecast
The average price target for 1st Source is $56.50, which is 7.27% higher than the current price. The consensus rating is "Buy".
| Price Target | $56.50 |
| Price Target Difference | 7.27% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on August 3, 2006. It was a forward split with a ratio of 11:10.
| Last Split Date | Aug 3, 2006 |
| Split Type | Forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |