SmartFinancial Statistics
Total Valuation
SmartFinancial has a market cap or net worth of $392.10 million. The enterprise value is -$34.64 million.
| Market Cap | 392.10M |
| Enterprise Value | -34.64M |
Important Dates
The last earnings date was Monday, April 22, 2024, after market close.
| Earnings Date | Apr 22, 2024 |
| Ex-Dividend Date | May 9, 2024 |
Share Statistics
SmartFinancial has 17.06 million shares outstanding. The number of shares has increased by 0.17% in one year.
| Shares Outstanding | 17.06M |
| Shares Change (YoY) | +0.17% |
| Shares Change (QoQ) | +0.02% |
| Owned by Insiders (%) | 16.84% |
| Owned by Institutions (%) | 52.19% |
| Float | 14.17M |
Valuation Ratios
The trailing PE ratio is 14.78 and the forward PE ratio is 11.97.
| PE Ratio | 14.78 |
| Forward PE | 11.97 |
| PS Ratio | 2.65 |
| Forward PS | 2.29 |
| PB Ratio | 0.84 |
| P/FCF Ratio | 12.57 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.11 |
| Debt / EBITDA | 1.11 |
| Debt / FCF | 1.67 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.80% and return on invested capital (ROIC) is 5.10%.
| Return on Equity (ROE) | 5.80% |
| Return on Assets (ROA) | 0.50% |
| Return on Capital (ROIC) | 5.10% |
| Revenue Per Employee | $258,877 |
| Profits Per Employee | $46,405 |
| Employee Count | 570 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SmartFinancial has paid $6.94 million in taxes.
| Income Tax | 6.94M |
| Effective Tax Rate | 20.77% |
Stock Price Statistics
The stock price has increased by +6.29% in the last 52 weeks. The beta is 0.67, so SmartFinancial's price volatility has been lower than the market average.
| Beta (1Y) | 0.67 |
| 52-Week Price Change | +6.29% |
| 50-Day Moving Average | 20.87 |
| 200-Day Moving Average | 22.10 |
| Relative Strength Index (RSI) | 74.07 |
| Average Volume (30 Days) | 37,861 |
Short Selling Information
The latest short interest is 130,945, so 0.77% of the outstanding shares have been sold short.
| Short Interest | 130,945 |
| Short Previous Month | 126,352 |
| Short % of Shares Out | 0.77% |
| Short % of Float | 0.92% |
| Short Ratio (days to cover) | 2.59 |
Income Statement
In the last 12 months, SmartFinancial had revenue of $147.56 million and earned $26.45 million in profits. Earnings per share was $1.55.
| Revenue | 147.56M |
| Gross Profit | 147.56M |
| Operating Income | 33.39M |
| Pretax Income | 33.39M |
| Net Income | 26.45M |
| EBITDA | 46.68M |
| EBIT | 33.39M |
| Earnings Per Share (EPS) | $1.55 |
Balance Sheet
The company has $477.94 million in cash and $51.97 million in debt, giving a net cash position of $425.97 million or $24.97 per share.
| Cash & Cash Equivalents | 477.94M |
| Total Debt | 51.97M |
| Net Cash | 425.97M |
| Net Cash Per Share | $24.97 |
| Equity / Book Value | 466.80M |
| Book Value Per Share | 27.36 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $35.44 million and capital expenditures -$4.32 million, giving a free cash flow of $31.12 million.
| Operating Cash Flow | 35.44M |
| Capital Expenditures | -4.32M |
| Free Cash Flow | 31.12M |
| FCF Per Share | $1.85 |
Margins
Gross margin is 100.00%, with operating and profit margins of 22.63% and 17.93%.
| Gross Margin | 100.00% |
| Operating Margin | 22.63% |
| Pretax Margin | 22.63% |
| Profit Margin | 17.93% |
| EBITDA Margin | 31.64% |
| EBIT Margin | 22.63% |
| FCF Margin | 21.09% |
Dividends & Yields
This stock pays an annual dividend of $0.32, which amounts to a dividend yield of 1.40%.
| Dividend Per Share | $0.32 |
| Dividend Yield | 1.40% |
| Dividend Growth (YoY) | 6.67% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 20.65% |
| Buyback Yield | -0.17% |
| Shareholder Yield | 1.23% |
| Earnings Yield | 6.76% |
| FCF Yield | 7.95% |
Analyst Forecast
The average price target for SmartFinancial is $26.33, which is 14.83% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $26.33 |
| Price Target Difference | 14.83% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on September 23, 2015. It was a reverse split with a ratio of 1:4.
| Last Split Date | Sep 23, 2015 |
| Split Type | Reverse |
| Split Ratio | 1:4 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |