SLM Corporation Statistics
Total Valuation
SLM has a market cap or net worth of $4.55 billion. The enterprise value is $5.89 billion.
| Market Cap | 4.55B |
| Enterprise Value | 5.89B |
Important Dates
The last earnings date was Wednesday, April 24, 2024, after market close.
| Earnings Date | Apr 24, 2024 |
| Ex-Dividend Date | Jun 6, 2024 |
Share Statistics
SLM has 219.72 million shares outstanding. The number of shares has decreased by -8.09% in one year.
| Shares Outstanding | 219.72M |
| Shares Change (YoY) | -8.09% |
| Shares Change (QoQ) | -1.16% |
| Owned by Insiders (%) | 1.01% |
| Owned by Institutions (%) | 104.17% |
| Float | 197.85M |
Valuation Ratios
The trailing PE ratio is 6.60 and the forward PE ratio is 9.10. SLM's PEG ratio is 0.58.
| PE Ratio | 6.60 |
| Forward PE | 9.10 |
| PS Ratio | 2.73 |
| Forward PS | 2.98 |
| PB Ratio | 2.20 |
| P/FCF Ratio | n/a |
| PEG Ratio | 0.58 |
Enterprise Valuation
| EV / Earnings | 8.02 |
| EV / Sales | 3.46 |
| EV / EBITDA | 5.39 |
| EV / EBIT | 5.83 |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 2.35 |
| Debt / EBITDA | 4.55 |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 38.70% and return on invested capital (ROIC) is 10.62%.
| Return on Equity (ROE) | 38.70% |
| Return on Assets (ROA) | 2.60% |
| Return on Capital (ROIC) | 10.62% |
| Revenue Per Employee | $977,202 |
| Profits Per Employee | $422,132 |
| Employee Count | 1,740 |
| Asset Turnover | 0.06 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SLM has paid $257.12 million in taxes.
| Income Tax | 257.12M |
| Effective Tax Rate | 25.93% |
Stock Price Statistics
The stock price has increased by +36.52% in the last 52 weeks. The beta is 1.17, so SLM's price volatility has been higher than the market average.
| Beta (1Y) | 1.17 |
| 52-Week Price Change | +36.52% |
| 50-Day Moving Average | 21.27 |
| 200-Day Moving Average | 17.54 |
| Relative Strength Index (RSI) | 42.93 |
| Average Volume (30 Days) | 1,920,232 |
Short Selling Information
The latest short interest is 10.21 million, so 4.65% of the outstanding shares have been sold short.
| Short Interest | 10.21M |
| Short Previous Month | 12.22M |
| Short % of Shares Out | 4.65% |
| Short % of Float | 5.16% |
| Short Ratio (days to cover) | 7.80 |
Income Statement
In the last 12 months, SLM had revenue of $1.70 billion and earned $734.51 million in profits. Earnings per share was $3.20.
| Revenue | 1.70B |
| Gross Profit | 1.70B |
| Operating Income | 1.01B |
| Pretax Income | 1.01B |
| Net Income | 734.51M |
| EBITDA | 1.09B |
| EBIT | 1.01B |
| Earnings Per Share (EPS) | $3.20 |
Balance Sheet
The company has $3.73 billion in cash and $4.98 billion in debt, giving a net cash position of -$1.25 billion or -$5.67 per share.
| Cash & Cash Equivalents | 3.73B |
| Total Debt | 4.98B |
| Net Cash | -1.25B |
| Net Cash Per Share | -$5.67 |
| Equity / Book Value | 2.11B |
| Book Value Per Share | 9.62 |
| Working Capital | n/a |
Cash Flow
| Operating Cash Flow | -230.24M |
| Capital Expenditures | n/a |
| Free Cash Flow | -230.24M |
| FCF Per Share | -$1.05 |
Margins
Gross margin is 100.00%, with operating and profit margins of 59.40% and 43.20%.
| Gross Margin | 100.00% |
| Operating Margin | 59.40% |
| Pretax Margin | 59.40% |
| Profit Margin | 43.20% |
| EBITDA Margin | 64.29% |
| EBIT Margin | 59.40% |
| FCF Margin | -13.54% |
Dividends & Yields
This stock pays an annual dividend of $0.44, which amounts to a dividend yield of 2.13%.
| Dividend Per Share | $0.44 |
| Dividend Yield | 2.13% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 13.75% |
| Buyback Yield | 8.09% |
| Shareholder Yield | 10.17% |
| Earnings Yield | 15.82% |
| FCF Yield | -4.96% |
Analyst Forecast
The average price target for SLM is $21.14, which is 2.18% higher than the current price. The consensus rating is "Buy".
| Price Target | $21.14 |
| Price Target Difference | 2.18% |
| Analyst Consensus | Buy |
| Analyst Count | 11 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on May 1, 2014. It was a forward split with a ratio of 2798:1000.
| Last Split Date | May 1, 2014 |
| Split Type | Forward |
| Split Ratio | 2798:1000 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |