Rhinebeck Bancorp Statistics

Total Valuation

RBKB has a market cap or net worth of $84.93 million. The enterprise value is $167.47 million.

Market Cap	84.93M
Enterprise Value	167.47M

Important Dates

The last earnings date was Thursday, April 25, 2024, after market close.

Earnings Date	Apr 25, 2024
Ex-Dividend Date	n/a

Share Statistics

RBKB has 11.07 million shares outstanding. The number of shares has decreased by -1.61% in one year.

Shares Outstanding	11.07M
Shares Change (YoY)	-1.61%
Shares Change (QoQ)	+0.91%
Owned by Insiders (%)	59.81%
Owned by Institutions (%)	15.31%
Float	3.00M

Valuation Ratios

The trailing PE ratio is 18.29.

PE Ratio	18.29
Forward PE	n/a
PS Ratio	2.02
Forward PS	n/a
PB Ratio	0.74
P/FCF Ratio	33.80
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 22.31, with an EV/FCF ratio of 66.64.

EV / Earnings	35.50
EV / Sales	3.97
EV / EBITDA	22.31
EV / EBIT	27.76
EV / FCF	66.64

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.99
Debt / EBITDA	15.08
Debt / FCF	45.05
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.30% and return on invested capital (ROIC) is 2.07%.

Return on Equity (ROE)	4.30%
Return on Assets (ROA)	0.40%
Return on Capital (ROIC)	2.07%
Revenue Per Employee	$256,927
Profits Per Employee	$28,768
Employee Count	164
Asset Turnover	0.03
Inventory Turnover	n/a

Taxes

In the past 12 months, RBKB has paid $1.32 million in taxes.

Income Tax	1.32M
Effective Tax Rate	21.80%

Stock Price Statistics

The stock price has increased by +5.93% in the last 52 weeks. The beta is 0.75, so RBKB's price volatility has been lower than the market average.

Beta (1Y)	0.75
52-Week Price Change	+5.93%
50-Day Moving Average	7.88
200-Day Moving Average	7.44
Relative Strength Index (RSI)	48.76
Average Volume (30 Days)	4,924

Short Selling Information

The latest short interest is 22,515, so 0.20% of the outstanding shares have been sold short.

Short Interest	22,515
Short Previous Month	23,077
Short % of Shares Out	0.20%
Short % of Float	0.75%
Short Ratio (days to cover)	7.41

Income Statement

In the last 12 months, RBKB had revenue of $42.14 million and earned $4.72 million in profits. Earnings per share was $0.42.

Revenue	42.14M
Gross Profit	42.14M
Operating Income	6.03M
Pretax Income	6.03M
Net Income	4.72M
EBITDA	7.51M
EBIT	6.03M
Earnings Per Share (EPS)	$0.42

Full Income Statement

Balance Sheet

The company has $30.67 million in cash and $113.22 million in debt, giving a net cash position of -$82.55 million or -$7.46 per share.

Cash & Cash Equivalents	30.67M
Total Debt	113.22M
Net Cash	-82.55M
Net Cash Per Share	-$7.46
Equity / Book Value	114.27M
Book Value Per Share	10.32
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $442,000 and capital expenditures $2.07 million, giving a free cash flow of $2.51 million.

Operating Cash Flow	442,000
Capital Expenditures	2.07M
Free Cash Flow	2.51M
FCF Per Share	$0.23

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 14.32% and 11.20%.

Gross Margin	100.00%
Operating Margin	14.32%
Pretax Margin	14.32%
Profit Margin	11.20%
EBITDA Margin	17.82%
EBIT Margin	14.32%
FCF Margin	5.96%

Dividends & Yields

RBKB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	1.61%
Shareholder Yield	1.61%
Earnings Yield	5.56%
FCF Yield	2.96%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4