Penns Woods Bancorp Statistics

Total Valuation

PWOD has a market cap or net worth of $147.35 million. The enterprise value is $490.78 million.

Market Cap	147.35M
Enterprise Value	490.78M

Important Dates

The last earnings date was Thursday, April 25, 2024.

Earnings Date	Apr 25, 2024
Ex-Dividend Date	Mar 11, 2024

Share Statistics

PWOD has 7.53 million shares outstanding. The number of shares has increased by 2.43% in one year.

Shares Outstanding	7.53M
Shares Change (YoY)	+2.43%
Shares Change (QoQ)	+10.69%
Owned by Insiders (%)	4.09%
Owned by Institutions (%)	28.95%
Float	7.12M

Valuation Ratios

The trailing PE ratio is 8.82.

PE Ratio	8.82
Forward PE	n/a
PS Ratio	2.29
Forward PS	n/a
PB Ratio	0.76
P/FCF Ratio	15.13
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 21.96, with an EV/FCF ratio of 50.38.

EV / Earnings	31.14
EV / Sales	7.62
EV / EBITDA	21.96
EV / EBIT	25.58
EV / FCF	50.38

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	1.94
Debt / EBITDA	16.82
Debt / FCF	38.60
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.60% and return on invested capital (ROIC) is 2.77%.

Return on Equity (ROE)	8.60%
Return on Assets (ROA)	0.70%
Return on Capital (ROIC)	2.77%
Revenue Per Employee	$209,104
Profits Per Employee	$51,162
Employee Count	308
Asset Turnover	0.03
Inventory Turnover	n/a

Taxes

In the past 12 months, PWOD has paid $3.43 million in taxes.

Income Tax	3.43M
Effective Tax Rate	17.85%

Stock Price Statistics

The stock price has decreased by -17.57% in the last 52 weeks. The beta is 0.48, so PWOD's price volatility has been lower than the market average.

Beta (1Y)	0.48
52-Week Price Change	-17.57%
50-Day Moving Average	18.54
200-Day Moving Average	21.12
Relative Strength Index (RSI)	63.35
Average Volume (30 Days)	24,983

Short Selling Information

The latest short interest is 276,799, so 3.68% of the outstanding shares have been sold short.

Short Interest	276,799
Short Previous Month	174,306
Short % of Shares Out	3.68%
Short % of Float	3.89%
Short Ratio (days to cover)	9.69

Income Statement

In the last 12 months, PWOD had revenue of $64.40 million and earned $15.76 million in profits. Earnings per share was $2.22.

Revenue	64.40M
Gross Profit	64.40M
Operating Income	19.18M
Pretax Income	19.18M
Net Income	15.76M
EBITDA	22.35M
EBIT	19.18M
Earnings Per Share (EPS)	$2.22

Full Income Statement

Balance Sheet

The company has $32.54 million in cash and $375.97 million in debt, giving a net cash position of -$343.42 million or -$45.61 per share.

Cash & Cash Equivalents	32.54M
Total Debt	375.97M
Net Cash	-343.42M
Net Cash Per Share	-$45.61
Equity / Book Value	193.52M
Book Value Per Share	25.70
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $9.98 million and capital expenditures -$243,000, giving a free cash flow of $9.74 million.

Operating Cash Flow	9.98M
Capital Expenditures	-243,000
Free Cash Flow	9.74M
FCF Per Share	$1.30

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 29.79% and 24.47%.

Gross Margin	100.00%
Operating Margin	29.79%
Pretax Margin	29.79%
Profit Margin	24.47%
EBITDA Margin	34.70%
EBIT Margin	29.79%
FCF Margin	15.12%

Dividends & Yields

This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 6.54%.

Dividend Per Share	$1.28
Dividend Yield	6.54%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	57.66%
Buyback Yield	-2.43%
Shareholder Yield	4.11%
Earnings Yield	10.69%
FCF Yield	6.61%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on October 1, 2019. It was a forward split with a ratio of 3:2.

Last Split Date	Oct 1, 2019
Split Type	Forward
Split Ratio	3:2

Scores

Altman Z-Score	n/a
Piotroski F-Score	3