PEBK Statistics

Total Valuation

PEBK has a market cap or net worth of $158.20 million. The enterprise value is $140.82 million.

Market Cap	158.20M
Enterprise Value	140.82M

Important Dates

The last earnings date was Monday, April 22, 2024, before market open.

Earnings Date	Apr 22, 2024
Ex-Dividend Date	Mar 1, 2024

Share Statistics

PEBK has 5.29 million shares outstanding. The number of shares has decreased by -3.21% in one year.

Shares Outstanding	5.29M
Shares Change (YoY)	-3.21%
Shares Change (QoQ)	-1.56%
Owned by Insiders (%)	20.22%
Owned by Institutions (%)	39.01%
Float	3.56M

Valuation Ratios

The trailing PE ratio is 10.29.

PE Ratio	10.29
Forward PE	n/a
PS Ratio	2.06
Forward PS	n/a
PB Ratio	1.32
P/FCF Ratio	8.69
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.98, with an EV/FCF ratio of 7.67.

EV / Earnings	8.63
EV / Sales	1.81
EV / EBITDA	5.98
EV / EBIT	6.82
EV / FCF	7.67

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.66
Debt / EBITDA	3.37
Debt / FCF	4.32
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.10% and return on invested capital (ROIC) is 7.13%.

Return on Equity (ROE)	14.10%
Return on Assets (ROA)	1.00%
Return on Capital (ROIC)	7.13%
Revenue Per Employee	$280,123
Profits Per Employee	$58,928
Employee Count	277
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

In the past 12 months, PEBK has paid $4.31 million in taxes.

Income Tax	4.31M
Effective Tax Rate	20.90%

Stock Price Statistics

The stock price has increased by +47.27% in the last 52 weeks. The beta is 0.61, so PEBK's price volatility has been lower than the market average.

Beta (1Y)	0.61
52-Week Price Change	+47.27%
50-Day Moving Average	28.63
200-Day Moving Average	25.85
Relative Strength Index (RSI)	61.13
Average Volume (30 Days)	7,019

Short Selling Information

The latest short interest is 6,689, so 0.13% of the outstanding shares have been sold short.

Short Interest	6,689
Short Previous Month	7,478
Short % of Shares Out	0.13%
Short % of Float	0.19%
Short Ratio (days to cover)	1.41

Income Statement

In the last 12 months, PEBK had revenue of $77.59 million and earned $16.32 million in profits. Earnings per share was $2.93.

Revenue	77.59M
Gross Profit	77.59M
Operating Income	18.07M
Pretax Income	20.64M
Net Income	16.32M
EBITDA	23.53M
EBIT	20.64M
Earnings Per Share (EPS)	$2.93

Full Income Statement

Balance Sheet

The company has $98.10 million in cash and $79.34 million in debt, giving a net cash position of $18.76 million or $3.54 per share.

Cash & Cash Equivalents	98.10M
Total Debt	79.34M
Net Cash	18.76M
Net Cash Per Share	$3.54
Equity / Book Value	121.09M
Book Value Per Share	22.89
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $18.41 million and capital expenditures -$50,000, giving a free cash flow of $18.36 million.

Operating Cash Flow	18.41M
Capital Expenditures	-50,000
Free Cash Flow	18.36M
FCF Per Share	$3.37

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 23.29% and 21.04%.

Gross Margin	100.00%
Operating Margin	23.29%
Pretax Margin	26.59%
Profit Margin	21.04%
EBITDA Margin	30.32%
EBIT Margin	26.59%
FCF Margin	23.66%

Dividends & Yields

This stock pays an annual dividend of $0.76, which amounts to a dividend yield of 2.55%.

Dividend Per Share	$0.76
Dividend Yield	2.55%
Dividend Growth (YoY)	4.59%
Years of Dividend Growth	3
Payout Ratio	25.94%
Buyback Yield	3.21%
Shareholder Yield	5.73%
Earnings Yield	10.23%
FCF Yield	11.50%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on December 1, 2017. It was a forward split with a ratio of 11:10.

Last Split Date	Dec 1, 2017
Split Type	Forward
Split Ratio	11:10

Scores

Altman Z-Score	n/a
Piotroski F-Score	6