Northrim BanCorp Statistics

Total Valuation

NRIM has a market cap or net worth of $309.35 million. The enterprise value is $261.75 million.

Market Cap	309.35M
Enterprise Value	261.75M

Important Dates

The last earnings date was Wednesday, April 24, 2024, after market close.

Earnings Date	Apr 24, 2024
Ex-Dividend Date	Mar 6, 2024

Share Statistics

NRIM has 5.50 million shares outstanding. The number of shares has decreased by -3.52% in one year.

Shares Outstanding	5.50M
Shares Change (YoY)	-3.52%
Shares Change (QoQ)	-0.45%
Owned by Insiders (%)	3.32%
Owned by Institutions (%)	69.75%
Float	5.34M

Valuation Ratios

The trailing PE ratio is 10.96 and the forward PE ratio is 13.52.

PE Ratio	10.96
Forward PE	13.52
PS Ratio	2.37
Forward PS	3.71
PB Ratio	1.29
P/FCF Ratio	13.51
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.45, with an EV/FCF ratio of 11.43.

EV / Earnings	9.10
EV / Sales	2.01
EV / EBITDA	6.45
EV / EBIT	7.26
EV / FCF	11.43

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.14
Debt / EBITDA	0.81
Debt / FCF	1.43
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.50% and return on invested capital (ROIC) is 10.57%.

Return on Equity (ROE)	12.50%
Return on Assets (ROA)	1.00%
Return on Capital (ROIC)	10.57%
Revenue Per Employee	$276,167
Profits Per Employee	$60,939
Employee Count	472
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

In the past 12 months, NRIM has paid $7.28 million in taxes.

Income Tax	7.28M
Effective Tax Rate	20.20%

Stock Price Statistics

The stock price has increased by +50.64% in the last 52 weeks. The beta is 0.72, so NRIM's price volatility has been lower than the market average.

Beta (1Y)	0.72
52-Week Price Change	+50.64%
50-Day Moving Average	48.86
200-Day Moving Average	47.62
Relative Strength Index (RSI)	73.87
Average Volume (30 Days)	10,777

Short Selling Information

The latest short interest is 35,282, so 0.64% of the outstanding shares have been sold short.

Short Interest	35,282
Short Previous Month	51,853
Short % of Shares Out	0.64%
Short % of Float	0.66%
Short Ratio (days to cover)	3.32

Income Statement

In the last 12 months, NRIM had revenue of $130.35 million and earned $28.76 million in profits. Earnings per share was $5.13.

Revenue	130.35M
Gross Profit	130.35M
Operating Income	36.04M
Pretax Income	36.04M
Net Income	28.76M
EBITDA	40.61M
EBIT	36.04M
Earnings Per Share (EPS)	$5.13

Full Income Statement

Balance Sheet

The company has $80.36 million in cash and $32.76 million in debt, giving a net cash position of $47.60 million or $8.66 per share.

Cash & Cash Equivalents	80.36M
Total Debt	32.76M
Net Cash	47.60M
Net Cash Per Share	$8.66
Equity / Book Value	239.33M
Book Value Per Share	43.52
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $29.03 million and capital expenditures -$6.14 million, giving a free cash flow of $22.90 million.

Operating Cash Flow	29.03M
Capital Expenditures	-6.14M
Free Cash Flow	22.90M
FCF Per Share	$4.16

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 27.65% and 22.07%.

Gross Margin	100.00%
Operating Margin	27.65%
Pretax Margin	27.65%
Profit Margin	22.07%
EBITDA Margin	31.16%
EBIT Margin	27.65%
FCF Margin	17.56%

Dividends & Yields

This stock pays an annual dividend of $2.44, which amounts to a dividend yield of 4.34%.

Dividend Per Share	$2.44
Dividend Yield	4.34%
Dividend Growth (YoY)	19.90%
Years of Dividend Growth	14
Payout Ratio	47.56%
Buyback Yield	3.52%
Shareholder Yield	7.86%
Earnings Yield	9.30%
FCF Yield	7.40%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on September 19, 2007. It was a forward split with a ratio of 105:100.

Last Split Date	Sep 19, 2007
Split Type	Forward
Split Ratio	105:100

Scores

Altman Z-Score	n/a
Piotroski F-Score	5