Lake Shore Bancorp Statistics

Total Valuation

LSBK has a market cap or net worth of $68.82 million. The enterprise value is $41.53 million.

Market Cap	68.82M
Enterprise Value	41.53M

Important Dates

The last earnings date was Monday, April 22, 2024, before market open.

Earnings Date	Apr 22, 2024
Ex-Dividend Date	n/a

Share Statistics

LSBK has 5.58 million shares outstanding. The number of shares has decreased by -0.18% in one year.

Shares Outstanding	5.58M
Shares Change (YoY)	-0.18%
Shares Change (QoQ)	-0.11%
Owned by Insiders (%)	66.15%
Owned by Institutions (%)	9.11%
Float	1.78M

Valuation Ratios

The trailing PE ratio is 16.96.

PE Ratio	16.96
Forward PE	n/a
PS Ratio	2.57
Forward PS	n/a
PB Ratio	0.80
P/FCF Ratio	15.21
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.62, with an EV/FCF ratio of 9.18.

EV / Earnings	10.01
EV / Sales	1.55
EV / EBITDA	6.62
EV / EBIT	7.60
EV / FCF	9.18

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.32
Debt / EBITDA	4.41
Debt / FCF	6.11
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.90% and return on invested capital (ROIC) is 3.63%.

Return on Equity (ROE)	4.90%
Return on Assets (ROA)	0.60%
Return on Capital (ROIC)	3.63%
Revenue Per Employee	$232,678
Profits Per Employee	$36,087
Employee Count	115
Asset Turnover	0.04
Inventory Turnover	n/a

Taxes

In the past 12 months, LSBK has paid $1.31 million in taxes.

Income Tax	1.31M
Effective Tax Rate	24.03%

Stock Price Statistics

The stock price has increased by +6.45% in the last 52 weeks. The beta is 0.49, so LSBK's price volatility has been lower than the market average.

Beta (1Y)	0.49
52-Week Price Change	+6.45%
50-Day Moving Average	11.40
200-Day Moving Average	11.00
Relative Strength Index (RSI)	67.07
Average Volume (30 Days)	1,745

Short Selling Information

The latest short interest is 2,219, so 0.04% of the outstanding shares have been sold short.

Short Interest	2,219
Short Previous Month	2,957
Short % of Shares Out	0.04%
Short % of Float	0.12%
Short Ratio (days to cover)	0.96

Income Statement

In the last 12 months, LSBK had revenue of $26.76 million and earned $4.15 million in profits. Earnings per share was $0.71.

Revenue	26.76M
Gross Profit	26.76M
Operating Income	5.46M
Pretax Income	5.46M
Net Income	4.15M
EBITDA	6.27M
EBIT	5.46M
Earnings Per Share (EPS)	$0.71

Full Income Statement

Balance Sheet

The company has $54.95 million in cash and $27.66 million in debt, giving a net cash position of $27.29 million or $4.89 per share.

Cash & Cash Equivalents	54.95M
Total Debt	27.66M
Net Cash	27.29M
Net Cash Per Share	$4.89
Equity / Book Value	86.51M
Book Value Per Share	15.50
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $4.77 million and capital expenditures -$250,000, giving a free cash flow of $4.52 million.

Operating Cash Flow	4.77M
Capital Expenditures	-250,000
Free Cash Flow	4.52M
FCF Per Share	$0.80

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 20.42% and 15.51%.

Gross Margin	100.00%
Operating Margin	20.42%
Pretax Margin	20.42%
Profit Margin	15.51%
EBITDA Margin	23.43%
EBIT Margin	20.42%
FCF Margin	16.91%

Dividends & Yields

LSBK does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	6
Payout Ratio	n/a
Buyback Yield	0.18%
Shareholder Yield	0.18%
Earnings Yield	6.03%
FCF Yield	6.57%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5