Financial Institutions Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year	2023	2022	2021	2020	2019	2018 - 1996
Revenue	200.28	200.33	209.97	154.98	162.25	Upgrade
Revenue Growth (YoY)	-0.03%	-4.59%	35.49%	-4.48%	7.87%	Upgrade
Gross Profit	200.28	200.33	209.97	154.98	162.25	Upgrade
Selling, General & Admin	115.86	111.92	99.38	95.55	90.9	Upgrade
Other Operating Expenses	21.37	17.44	13.37	13.71	11.93	Upgrade
Operating Expenses	137.23	129.36	112.75	109.25	102.83	Upgrade
Operating Income	63.05	70.97	97.22	45.72	59.42	Upgrade
Pretax Income	63.05	70.97	97.22	45.72	59.42	Upgrade
Income Tax	12.79	14.4	19.53	7.39	10.56	Upgrade
Net Income	50.26	56.57	77.7	38.33	48.86	Upgrade
Preferred Dividends	1.46	1.46	1.46	1.46	1.46	Upgrade
Net Income Common	48.81	55.11	76.24	36.87	47.4	Upgrade
Net Income Growth	-11.45%	-27.71%	106.77%	-22.21%	24.53%	Upgrade
Shares Outstanding (Basic)	15	15	16	16	16	Upgrade
Shares Outstanding (Diluted)	15	15	16	16	16	Upgrade
Shares Change	0.03%	-2.92%	-0.78%	0.20%	0.47%	Upgrade
EPS (Basic)	3.17	3.58	4.81	2.30	2.97	Upgrade
EPS (Diluted)	3.15	3.56	4.78	2.30	2.96	Upgrade
EPS Growth	-11.52%	-25.52%	107.83%	-22.30%	23.85%	Upgrade
Free Cash Flow	7.9	125.2	63.56	39.19	54.07	Upgrade
Free Cash Flow Per Share	0.51	8.14	4.01	2.45	3.38	Upgrade
Dividend Per Share	1.200	1.160	1.080	1.040	1.000	Upgrade
Dividend Growth	3.45%	7.41%	3.85%	4.00%	4.17%	Upgrade
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	Upgrade
Operating Margin	31.48%	35.43%	46.30%	29.50%	36.62%	Upgrade
Profit Margin	24.37%	27.51%	36.31%	23.79%	29.21%	Upgrade
Free Cash Flow Margin	3.95%	62.50%	30.27%	25.29%	33.33%	Upgrade
Effective Tax Rate	20.28%	20.29%	20.08%	16.16%	17.77%	Upgrade
EBITDA	71.14	79.08	105.27	53.62	67.63	Upgrade
EBITDA Margin	35.52%	39.48%	50.14%	34.60%	41.69%	Upgrade
Depreciation & Amortization	8.09	8.11	8.05	7.89	8.21	Upgrade
EBIT	63.05	70.97	97.22	45.72	59.42	Upgrade
EBIT Margin	31.48%	35.43%	46.30%	29.50%	36.62%	Upgrade

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).