First BanCorp. Statistics
Total Valuation
First BanCorp. has a market cap or net worth of $3.02 billion. The enterprise value is $2.98 billion.
| Market Cap | 3.02B |
| Enterprise Value | 2.98B |
Important Dates
The last earnings date was Tuesday, April 23, 2024, before market open.
| Earnings Date | Apr 23, 2024 |
| Ex-Dividend Date | May 30, 2024 |
Share Statistics
First BanCorp. has 166.43 million shares outstanding. The number of shares has decreased by -7.35% in one year.
| Shares Outstanding | 166.43M |
| Shares Change (YoY) | -7.35% |
| Shares Change (QoQ) | -3.03% |
| Owned by Insiders (%) | 1.98% |
| Owned by Institutions (%) | 96.06% |
| Float | 161.07M |
Valuation Ratios
The trailing PE ratio is 10.31 and the forward PE ratio is 10.56. First BanCorp.'s PEG ratio is 0.86.
| PE Ratio | 10.31 |
| Forward PE | 10.56 |
| PS Ratio | 3.46 |
| Forward PS | 3.56 |
| PB Ratio | 2.03 |
| P/FCF Ratio | 8.67 |
| PEG Ratio | 0.86 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.10, with an EV/FCF ratio of 8.61.
| EV / Earnings | 9.76 |
| EV / Sales | 3.43 |
| EV / EBITDA | 7.10 |
| EV / EBIT | 7.61 |
| EV / FCF | 8.61 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.45 |
| Debt / EBITDA | 1.58 |
| Debt / FCF | 1.91 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 21.50% and return on invested capital (ROIC) is 14.27%.
| Return on Equity (ROE) | 21.50% |
| Return on Assets (ROA) | 1.60% |
| Return on Capital (ROIC) | 14.27% |
| Revenue Per Employee | $274,400 |
| Profits Per Employee | $96,472 |
| Employee Count | 3,168 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First BanCorp. has paid $86.59 million in taxes.
| Income Tax | 86.59M |
| Effective Tax Rate | 22.08% |
Stock Price Statistics
The stock price has increased by +56.62% in the last 52 weeks. The beta is 1.16, so First BanCorp.'s price volatility has been higher than the market average.
| Beta (1Y) | 1.16 |
| 52-Week Price Change | +56.62% |
| 50-Day Moving Average | 17.27 |
| 200-Day Moving Average | 15.64 |
| Relative Strength Index (RSI) | 59.41 |
| Average Volume (30 Days) | 1,001,651 |
Short Selling Information
The latest short interest is 2.51 million, so 1.51% of the outstanding shares have been sold short.
| Short Interest | 2.51M |
| Short Previous Month | 2.17M |
| Short % of Shares Out | 1.51% |
| Short % of Float | 1.56% |
| Short Ratio (days to cover) | 2.78 |
Income Statement
In the last 12 months, First BanCorp. had revenue of $869.30 million and earned $305.62 million in profits. Earnings per share was $1.75.
| Revenue | 869.30M |
| Gross Profit | 869.30M |
| Operating Income | 392.22M |
| Pretax Income | 392.22M |
| Net Income | 305.62M |
| EBITDA | 419.85M |
| EBIT | 392.22M |
| Earnings Per Share (EPS) | $1.75 |
Balance Sheet
The company has $684.52 million in cash and $661.70 million in debt, giving a net cash position of $22.82 million or $0.14 per share.
| Cash & Cash Equivalents | 684.52M |
| Total Debt | 661.70M |
| Net Cash | 22.82M |
| Net Cash Per Share | $0.14 |
| Equity / Book Value | 1.48B |
| Book Value Per Share | 8.89 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $365.79 million and capital expenditures -$19.30 million, giving a free cash flow of $346.49 million.
| Operating Cash Flow | 365.79M |
| Capital Expenditures | -19.30M |
| Free Cash Flow | 346.49M |
| FCF Per Share | $2.07 |
Margins
Gross margin is 100.00%, with operating and profit margins of 45.12% and 35.16%.
| Gross Margin | 100.00% |
| Operating Margin | 45.12% |
| Pretax Margin | 45.12% |
| Profit Margin | 35.16% |
| EBITDA Margin | 48.30% |
| EBIT Margin | 45.12% |
| FCF Margin | 39.86% |
Dividends & Yields
This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 3.53%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 3.53% |
| Dividend Growth (YoY) | 15.38% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 36.57% |
| Buyback Yield | 7.35% |
| Shareholder Yield | 10.89% |
| Earnings Yield | 10.17% |
| FCF Yield | 11.53% |
Analyst Forecast
The average price target for First BanCorp. is $19.50, which is 7.44% higher than the current price. The consensus rating is "Buy".
| Price Target | $19.50 |
| Price Target Difference | 7.44% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on January 7, 2011. It was a reverse split with a ratio of 1:15.
| Last Split Date | Jan 7, 2011 |
| Split Type | Reverse |
| Split Ratio | 1:15 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |