Enova International Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year	2023	2022	2021	2020	2019	2018 - 2011
Revenue	1,230	1,118	1,024	684.19	1,175	Upgrade
Revenue Growth (YoY)	10.05%	9.11%	49.70%	-41.76%	20.78%	Upgrade
Cost of Revenue	0	0	0	0	602.89	Upgrade
Gross Profit	1,230	1,118	1,024	684.19	571.86	Upgrade
Selling, General & Admin	574.73	523.04	428.12	210.38	224.34	Upgrade
Research & Development	194.91	173.67	147.7	96.28	84.26	Upgrade
Other Operating Expenses	38.16	36.87	35.38	19.73	15.06	Upgrade
Operating Expenses	807.79	733.57	611.2	326.4	323.65	Upgrade
Operating Income	422.14	383.99	413.06	357.8	248.21	Upgrade
Interest Expense / Income	194.78	115.89	76.51	86.69	75.6	Upgrade
Other Expense / Income	0.11	-4.47	0.17	-163.93	93.94	Upgrade
Pretax Income	227.25	272.57	336.38	435.04	78.67	Upgrade
Income Tax	52.13	65.15	80.09	57.19	42.05	Upgrade
Net Income	175.12	207.42	256.3	377.84	36.61	Upgrade
Net Income Growth	-15.57%	-19.07%	-32.17%	932.02%	-47.77%	Upgrade
Shares Outstanding (Basic)	31	32	36	32	34	Upgrade
Shares Outstanding (Diluted)	32	33	38	32	34	Upgrade
Shares Change	-4.67%	-11.27%	16.82%	-6.09%	-2.21%	Upgrade
EPS (Basic)	5.71	6.42	7.05	11.85	1.09	Upgrade
EPS (Diluted)	5.49	6.19	6.79	11.70	1.06	Upgrade
EPS Growth	-11.31%	-8.84%	-41.97%	1003.77%	-46.73%	Upgrade
Free Cash Flow	1,122	850.37	442.19	711.38	828.58	Upgrade
Free Cash Flow Per Share	36.57	26.34	12.16	22.30	24.58	Upgrade
Gross Margin	100.00%	100.00%	100.00%	100.00%	48.68%	Upgrade
Operating Margin	34.32%	34.36%	40.33%	52.29%	21.13%	Upgrade
Profit Margin	14.24%	18.56%	25.02%	55.22%	3.12%	Upgrade
Free Cash Flow Margin	91.20%	76.09%	43.17%	103.97%	70.53%	Upgrade
Effective Tax Rate	22.94%	23.90%	23.81%	13.15%	53.46%	Upgrade
EBITDA	460.18	425.33	448.27	541.46	169.32	Upgrade
EBITDA Margin	37.42%	38.06%	43.76%	79.14%	14.41%	Upgrade
Depreciation & Amortization	38.16	36.87	35.38	19.73	15.06	Upgrade
EBIT	422.03	388.46	412.89	521.73	154.27	Upgrade
EBIT Margin	34.31%	34.76%	40.31%	76.25%	13.13%	Upgrade

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).