Cullen Frost Bankers Statistics
Total Valuation
CFR has a market cap or net worth of $6.77 billion. The enterprise value is $2.49 billion.
| Market Cap | 6.77B |
| Enterprise Value | 2.49B |
Important Dates
The last earnings date was Thursday, April 25, 2024, before market open.
| Earnings Date | Apr 25, 2024 |
| Ex-Dividend Date | May 31, 2024 |
Share Statistics
CFR has 64.25 million shares outstanding. The number of shares has decreased by -0.24% in one year.
| Shares Outstanding | 64.25M |
| Shares Change (YoY) | -0.24% |
| Shares Change (QoQ) | +0.24% |
| Owned by Insiders (%) | 8.46% |
| Owned by Institutions (%) | 82.05% |
| Float | 58.76M |
Valuation Ratios
The trailing PE ratio is 12.41 and the forward PE ratio is 12.57. CFR's PEG ratio is 2.20.
| PE Ratio | 12.41 |
| Forward PE | 12.57 |
| PS Ratio | 3.49 |
| Forward PS | 3.18 |
| PB Ratio | 1.85 |
| P/FCF Ratio | 10.41 |
| PEG Ratio | 2.20 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 3.36, with an EV/FCF ratio of 3.84.
| EV / Earnings | 4.53 |
| EV / Sales | 1.29 |
| EV / EBITDA | 3.36 |
| EV / EBIT | 3.75 |
| EV / FCF | 3.84 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.16 |
| Debt / EBITDA | 5.68 |
| Debt / FCF | 6.49 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.00% and return on invested capital (ROIC) is 7.09%.
| Return on Equity (ROE) | 16.00% |
| Return on Assets (ROA) | 1.10% |
| Return on Capital (ROIC) | 7.09% |
| Revenue Per Employee | $351,744 |
| Profits Per Employee | $99,970 |
| Employee Count | 5,495 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CFR has paid $107.09 million in taxes.
| Income Tax | 107.09M |
| Effective Tax Rate | 16.31% |
Stock Price Statistics
The stock price has increased by +2.04% in the last 52 weeks. The beta is 1.04, so CFR's price volatility has been similar to the market average.
| Beta (1Y) | 1.04 |
| 52-Week Price Change | +2.04% |
| 50-Day Moving Average | 108.36 |
| 200-Day Moving Average | 102.00 |
| Relative Strength Index (RSI) | 42.41 |
| Average Volume (30 Days) | 387,559 |
Short Selling Information
The latest short interest is 2.01 million, so 3.13% of the outstanding shares have been sold short.
| Short Interest | 2.01M |
| Short Previous Month | 1.83M |
| Short % of Shares Out | 3.13% |
| Short % of Float | 3.42% |
| Short Ratio (days to cover) | 4.85 |
Income Statement
In the last 12 months, CFR had revenue of $1.93 billion and earned $549.34 million in profits. Earnings per share was $8.47.
| Revenue | 1.93B |
| Gross Profit | 1.93B |
| Operating Income | 663.10M |
| Pretax Income | 663.10M |
| Net Income | 549.34M |
| EBITDA | 741.30M |
| EBIT | 663.10M |
| Earnings Per Share (EPS) | $8.47 |
Balance Sheet
The company has $8.46 billion in cash and $4.21 billion in debt, giving a net cash position of $4.26 billion or $66.26 per share.
| Cash & Cash Equivalents | 8.46B |
| Total Debt | 4.21B |
| Net Cash | 4.26B |
| Net Cash Per Share | $66.26 |
| Equity / Book Value | 3.64B |
| Book Value Per Share | 56.62 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $798.93 million and capital expenditures -$150.60 million, giving a free cash flow of $648.33 million.
| Operating Cash Flow | 798.93M |
| Capital Expenditures | -150.60M |
| Free Cash Flow | 648.33M |
| FCF Per Share | $10.10 |
Margins
Gross margin is 100.00%, with operating and profit margins of 34.31% and 28.42%.
| Gross Margin | 100.00% |
| Operating Margin | 34.31% |
| Pretax Margin | 34.31% |
| Profit Margin | 28.42% |
| EBITDA Margin | 38.35% |
| EBIT Margin | 34.31% |
| FCF Margin | 33.54% |
Dividends & Yields
This stock pays an annual dividend of $3.68, which amounts to a dividend yield of 3.50%.
| Dividend Per Share | $3.68 |
| Dividend Yield | 3.50% |
| Dividend Growth (YoY) | 5.75% |
| Years of Dividend Growth | 31 |
| Payout Ratio | 43.45% |
| Buyback Yield | 0.24% |
| Shareholder Yield | 3.75% |
| Earnings Yield | 8.14% |
| FCF Yield | 9.61% |
Analyst Forecast
The average price target for CFR is $117.33, which is 11.69% higher than the current price. The consensus rating is "Hold".
| Price Target | $117.33 |
| Price Target Difference | 11.69% |
| Analyst Consensus | Hold |
| Analyst Count | 12 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on June 23, 1999. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 23, 1999 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |