Community Bank System Statistics
Total Valuation
CBU has a market cap or net worth of $2.55 billion. The enterprise value is $2.91 billion.
| Market Cap | 2.55B |
| Enterprise Value | 2.91B |
Important Dates
The last earnings date was Tuesday, April 23, 2024, before market open.
| Earnings Date | Apr 23, 2024 |
| Ex-Dividend Date | Jun 14, 2024 |
Share Statistics
CBU has 52.77 million shares outstanding. The number of shares has decreased by -0.83% in one year.
| Shares Outstanding | 52.77M |
| Shares Change (YoY) | -0.83% |
| Shares Change (QoQ) | -0.11% |
| Owned by Insiders (%) | 1.28% |
| Owned by Institutions (%) | 73.91% |
| Float | 52.09M |
Valuation Ratios
The trailing PE ratio is 15.67 and the forward PE ratio is 14.80. CBU's PEG ratio is 2.17.
| PE Ratio | 15.67 |
| Forward PE | 14.80 |
| PS Ratio | 3.71 |
| Forward PS | 3.49 |
| PB Ratio | 1.55 |
| P/FCF Ratio | 11.60 |
| PEG Ratio | 2.17 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 11.99, with an EV/FCF ratio of 13.16.
| EV / Earnings | 17.41 |
| EV / Sales | 4.21 |
| EV / EBITDA | 11.99 |
| EV / EBIT | 13.57 |
| EV / FCF | 13.16 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.41 |
| Debt / EBITDA | 2.81 |
| Debt / FCF | 3.09 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.20% and return on invested capital (ROIC) is 7.14%.
| Return on Equity (ROE) | 10.20% |
| Return on Assets (ROA) | 1.10% |
| Return on Capital (ROIC) | 7.14% |
| Revenue Per Employee | $242,548 |
| Profits Per Employee | $58,616 |
| Employee Count | 2,849 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CBU has paid $47.30 million in taxes.
| Income Tax | 47.30M |
| Effective Tax Rate | 22.07% |
Stock Price Statistics
The stock price has increased by +0.35% in the last 52 weeks. The beta is 0.67, so CBU's price volatility has been lower than the market average.
| Beta (1Y) | 0.67 |
| 52-Week Price Change | +0.35% |
| 50-Day Moving Average | 45.48 |
| 200-Day Moving Average | 45.87 |
| Relative Strength Index (RSI) | 67.77 |
| Average Volume (30 Days) | 258,354 |
Short Selling Information
The latest short interest is 2.01 million, so 3.81% of the outstanding shares have been sold short.
| Short Interest | 2.01M |
| Short Previous Month | 1.79M |
| Short % of Shares Out | 3.81% |
| Short % of Float | 3.86% |
| Short Ratio (days to cover) | 8.26 |
Income Statement
In the last 12 months, CBU had revenue of $691.02 million and earned $167.00 million in profits. Earnings per share was $3.10.
| Revenue | 691.02M |
| Gross Profit | 691.02M |
| Operating Income | 214.30M |
| Pretax Income | 214.30M |
| Net Income | 167.00M |
| EBITDA | 242.49M |
| EBIT | 214.30M |
| Earnings Per Share (EPS) | $3.10 |
Balance Sheet
The company has $338.38 million in cash and $682.36 million in debt, giving a net cash position of -$343.98 million or -$6.52 per share.
| Cash & Cash Equivalents | 338.38M |
| Total Debt | 682.36M |
| Net Cash | -343.98M |
| Net Cash Per Share | -$6.52 |
| Equity / Book Value | 1.66B |
| Book Value Per Share | 31.40 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $230.94 million and capital expenditures -$10.02 million, giving a free cash flow of $220.92 million.
| Operating Cash Flow | 230.94M |
| Capital Expenditures | -10.02M |
| Free Cash Flow | 220.92M |
| FCF Per Share | $4.14 |
Margins
Gross margin is 100.00%, with operating and profit margins of 31.01% and 24.17%.
| Gross Margin | 100.00% |
| Operating Margin | 31.01% |
| Pretax Margin | 31.01% |
| Profit Margin | 24.17% |
| EBITDA Margin | 35.09% |
| EBIT Margin | 31.01% |
| FCF Margin | 31.97% |
Dividends & Yields
This stock pays an annual dividend of $1.80, which amounts to a dividend yield of 3.73%.
| Dividend Per Share | $1.80 |
| Dividend Yield | 3.73% |
| Dividend Growth (YoY) | 2.27% |
| Years of Dividend Growth | 33 |
| Payout Ratio | 58.06% |
| Buyback Yield | 0.83% |
| Shareholder Yield | 4.53% |
| Earnings Yield | 6.52% |
| FCF Yield | 8.62% |
Analyst Forecast
The average price target for CBU is $47.67, which is -1.25% lower than the current price. The consensus rating is "Hold".
| Price Target | $47.67 |
| Price Target Difference | -1.25% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on April 13, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | Apr 13, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |