CB Financial Services Statistics
Total Valuation
CBFV has a market cap or net worth of $117.24 million. The enterprise value is $78.09 million.
| Market Cap | 117.24M |
| Enterprise Value | 78.09M |
Important Dates
The last earnings date was Friday, April 26, 2024, after market close.
| Earnings Date | Apr 26, 2024 |
| Ex-Dividend Date | May 14, 2024 |
Share Statistics
CBFV has 5.14 million shares outstanding. The number of shares has increased by 0.52% in one year.
| Shares Outstanding | 5.14M |
| Shares Change (YoY) | +0.52% |
| Shares Change (QoQ) | +0.11% |
| Owned by Insiders (%) | 9.77% |
| Owned by Institutions (%) | 34.42% |
| Float | 4.66M |
Valuation Ratios
The trailing PE ratio is 5.16 and the forward PE ratio is 10.54. CBFV's PEG ratio is 1.75.
| PE Ratio | 5.16 |
| Forward PE | 10.54 |
| PS Ratio | 1.71 |
| Forward PS | 2.29 |
| PB Ratio | 0.83 |
| P/FCF Ratio | 16.25 |
| PEG Ratio | 1.75 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 2.38, with an EV/FCF ratio of 10.84.
| EV / Earnings | 3.46 |
| EV / Sales | 1.14 |
| EV / EBITDA | 2.38 |
| EV / EBIT | 2.59 |
| EV / FCF | 10.84 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.24 |
| Debt / EBITDA | 1.06 |
| Debt / FCF | 4.81 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.60% and return on invested capital (ROIC) is 12.81%.
| Return on Equity (ROE) | 17.60% |
| Return on Assets (ROA) | 1.60% |
| Return on Capital (ROIC) | 12.81% |
| Revenue Per Employee | $429,535 |
| Profits Per Employee | $142,069 |
| Employee Count | 159 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CBFV has paid $7.53 million in taxes.
| Income Tax | 7.53M |
| Effective Tax Rate | 24.99% |
Stock Price Statistics
The stock price has increased by +21.44% in the last 52 weeks. The beta is 0.55, so CBFV's price volatility has been lower than the market average.
| Beta (1Y) | 0.55 |
| 52-Week Price Change | +21.44% |
| 50-Day Moving Average | 21.87 |
| 200-Day Moving Average | 22.25 |
| Relative Strength Index (RSI) | 61.26 |
| Average Volume (30 Days) | 3,545 |
Short Selling Information
The latest short interest is 6,642, so 0.13% of the outstanding shares have been sold short.
| Short Interest | 6,642 |
| Short Previous Month | 7,329 |
| Short % of Shares Out | 0.13% |
| Short % of Float | 0.14% |
| Short Ratio (days to cover) | 3.32 |
Income Statement
In the last 12 months, CBFV had revenue of $68.30 million and earned $22.59 million in profits. Earnings per share was $4.41.
| Revenue | 68.30M |
| Gross Profit | 68.30M |
| Operating Income | 30.12M |
| Pretax Income | 30.12M |
| Net Income | 22.59M |
| EBITDA | 32.86M |
| EBIT | 30.12M |
| Earnings Per Share (EPS) | $4.41 |
Balance Sheet
The company has $73.69 million in cash and $34.69 million in debt, giving a net cash position of $39.00 million or $7.58 per share.
| Cash & Cash Equivalents | 73.69M |
| Total Debt | 34.69M |
| Net Cash | 39.00M |
| Net Cash Per Share | $7.58 |
| Equity / Book Value | 141.59M |
| Book Value Per Share | 27.53 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $10.27 million and capital expenditures -$3.06 million, giving a free cash flow of $7.21 million.
| Operating Cash Flow | 10.27M |
| Capital Expenditures | -3.06M |
| Free Cash Flow | 7.21M |
| FCF Per Share | $1.41 |
Margins
Gross margin is 100.00%, with operating and profit margins of 44.09% and 33.08%.
| Gross Margin | 100.00% |
| Operating Margin | 44.09% |
| Pretax Margin | 44.09% |
| Profit Margin | 33.08% |
| EBITDA Margin | 48.11% |
| EBIT Margin | 44.09% |
| FCF Margin | 10.55% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 4.39%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 4.39% |
| Dividend Growth (YoY) | 2.04% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 22.68% |
| Buyback Yield | -0.52% |
| Shareholder Yield | 3.87% |
| Earnings Yield | 19.29% |
| FCF Yield | 6.15% |
Analyst Forecast
The average price target for CBFV is $24.50, which is 7.46% higher than the current price. The consensus rating is "Hold".
| Price Target | $24.50 |
| Price Target Difference | 7.46% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on May 11, 1999. It was a forward split with a ratio of 3:1.
| Last Split Date | May 11, 1999 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |