Pathward Financial Statistics
Total Valuation
CASH has a market cap or net worth of $1.39 billion. The enterprise value is $1.08 billion.
| Market Cap | 1.39B |
| Enterprise Value | 1.08B |
Important Dates
The last earnings date was Wednesday, April 24, 2024, after market close.
| Earnings Date | Apr 24, 2024 |
| Ex-Dividend Date | Jun 11, 2024 |
Share Statistics
CASH has 25.27 million shares outstanding. The number of shares has decreased by -7.51% in one year.
| Shares Outstanding | 25.27M |
| Shares Change (YoY) | -7.51% |
| Shares Change (QoQ) | -1.92% |
| Owned by Insiders (%) | 1.53% |
| Owned by Institutions (%) | 93.44% |
| Float | 24.87M |
Valuation Ratios
The trailing PE ratio is 8.10 and the forward PE ratio is 7.95.
| PE Ratio | 8.10 |
| Forward PE | 7.95 |
| PS Ratio | 1.98 |
| Forward PS | 1.77 |
| PB Ratio | 1.85 |
| P/FCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 6.23 |
| EV / Sales | 1.57 |
| EV / EBITDA | 4.24 |
| EV / EBIT | 5.55 |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.09 |
| Debt / EBITDA | 0.25 |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 24.80% and return on invested capital (ROIC) is 21.79%.
| Return on Equity (ROE) | 24.80% |
| Return on Assets (ROA) | 2.30% |
| Return on Capital (ROIC) | 21.79% |
| Revenue Per Employee | $575,037 |
| Profits Per Employee | $145,060 |
| Employee Count | 1,199 |
| Asset Turnover | 0.09 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CASH has paid $21.54 million in taxes.
| Income Tax | 21.54M |
| Effective Tax Rate | 11.02% |
Stock Price Statistics
The stock price has increased by +14.48% in the last 52 weeks. The beta is 0.66, so CASH's price volatility has been lower than the market average.
| Beta (1Y) | 0.66 |
| 52-Week Price Change | +14.48% |
| 50-Day Moving Average | 50.68 |
| 200-Day Moving Average | 49.87 |
| Relative Strength Index (RSI) | 66.90 |
| Average Volume (30 Days) | 165,787 |
Short Selling Information
The latest short interest is 1.48 million, so 5.84% of the outstanding shares have been sold short.
| Short Interest | 1.48M |
| Short Previous Month | 1.55M |
| Short % of Shares Out | 5.84% |
| Short % of Float | 5.94% |
| Short Ratio (days to cover) | 9.92 |
Income Statement
In the last 12 months, CASH had revenue of $689.47 million and earned $173.93 million in profits. Earnings per share was $6.67.
| Revenue | 689.47M |
| Gross Profit | 689.47M |
| Operating Income | 196.98M |
| Pretax Income | 195.46M |
| Net Income | 173.93M |
| EBITDA | 255.49M |
| EBIT | 195.46M |
| Earnings Per Share (EPS) | $6.67 |
Balance Sheet
The company has $347.89 million in cash and $64.37 million in debt, giving a net cash position of $283.52 million or $11.22 per share.
| Cash & Cash Equivalents | 347.89M |
| Total Debt | 64.37M |
| Net Cash | 283.52M |
| Net Cash Per Share | $11.22 |
| Equity / Book Value | 739.88M |
| Book Value Per Share | 29.28 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $334.68 million and capital expenditures -$370.52 million, giving a free cash flow of -$35.84 million.
| Operating Cash Flow | 334.68M |
| Capital Expenditures | -370.52M |
| Free Cash Flow | -35.84M |
| FCF Per Share | -$1.41 |
Margins
Gross margin is 100.00%, with operating and profit margins of 28.57% and 25.23%.
| Gross Margin | 100.00% |
| Operating Margin | 28.57% |
| Pretax Margin | 28.35% |
| Profit Margin | 25.23% |
| EBITDA Margin | 37.06% |
| EBIT Margin | 28.35% |
| FCF Margin | -5.20% |
Dividends & Yields
This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 0.36%.
| Dividend Per Share | $0.20 |
| Dividend Yield | 0.36% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 3.00% |
| Buyback Yield | 7.51% |
| Shareholder Yield | 7.88% |
| Earnings Yield | 12.72% |
| FCF Yield | -2.62% |
Analyst Forecast
The average price target for CASH is $63.00, which is 13.88% higher than the current price. The consensus rating is "Buy".
| Price Target | $63.00 |
| Price Target Difference | 13.88% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on October 5, 2018. It was a forward split with a ratio of 3:1.
| Last Split Date | Oct 5, 2018 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |