BNCCORP Statistics

Total Valuation

BNCCORP has a market cap or net worth of $79.69 million. The enterprise value is -$116.96 million.

Market Cap	79.69M
Enterprise Value	-116.96M

Important Dates

Earnings Date	n/a
Ex-Dividend Date	Mar 4, 2024

Share Statistics

BNCCORP has 3.48 million shares outstanding. The number of shares has increased by 0.26% in one year.

Shares Outstanding	3.48M
Shares Change (YoY)	+0.26%
Shares Change (QoQ)	+0.15%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.10%
Float	3.14M

Valuation Ratios

The trailing PE ratio is 13.72.

PE Ratio	13.72
Forward PE	n/a
PS Ratio	1.70
Forward PS	n/a
PB Ratio	0.79
P/FCF Ratio	1.61
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.45, with a Debt / Equity ratio of 0.16.

Current Ratio	0.45
Quick Ratio	1.24
Debt / Equity	0.16
Debt / EBITDA	4.06
Debt / FCF	0.33
Interest Coverage	-0.08

Financial Efficiency

Return on equity (ROE) is 5.95% and return on invested capital (ROIC) is 5.29%.

Return on Equity (ROE)	5.95%
Return on Assets (ROA)	0.64%
Return on Capital (ROIC)	5.29%
Revenue Per Employee	$335,571
Profits Per Employee	$42,657
Employee Count	140
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

In the past 12 months, BNCCORP has paid $1.69 million in taxes.

Income Tax	1.69M
Effective Tax Rate	22.09%

Stock Price Statistics

The stock price has decreased by -0.99% in the last 52 weeks. The beta is 0.83, so BNCCORP's price volatility has been lower than the market average.

Beta (1Y)	0.83
52-Week Price Change	-0.99%
50-Day Moving Average	22.46
200-Day Moving Average	24.08
Relative Strength Index (RSI)	56.61
Average Volume (30 Days)	3,353

Short Selling Information

The latest short interest is 31,874, so 0.92% of the outstanding shares have been sold short.

Short Interest	31,874
Short Previous Month	n/a
Short % of Shares Out	0.92%
Short % of Float	1.02%
Short Ratio (days to cover)	13.42

Income Statement

In the last 12 months, BNCCORP had revenue of $46.98 million and earned $5.97 million in profits. Earnings per share was $1.67.

Revenue	46.98M
Gross Profit	46.98M
Operating Income	7.94M
Pretax Income	7.67M
Net Income	5.97M
EBITDA	4.04M
EBIT	2.64M
Earnings Per Share (EPS)	$1.67

Full Income Statement

Balance Sheet

The company has -$73.60 million in cash and $16.43 million in debt, giving a net cash position of $196.66 million or $56.56 per share.

Cash & Cash Equivalents	-73.60M
Total Debt	16.43M
Net Cash	196.66M
Net Cash Per Share	$56.56
Equity / Book Value	100.40M
Book Value Per Share	28.87
Working Capital	-96.59M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $50.05 million and capital expenditures -$613,000, giving a free cash flow of $49.44 million.

Operating Cash Flow	50.05M
Capital Expenditures	-613,000
Free Cash Flow	49.44M
FCF Per Share	$13.78

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 16.89% and 12.71%.

Gross Margin	100.00%
Operating Margin	16.89%
Pretax Margin	16.32%
Profit Margin	12.71%
EBITDA Margin	8.60%
EBIT Margin	5.62%
FCF Margin	105.23%

Dividends & Yields

This stock pays an annual dividend of $2.25, which amounts to a dividend yield of 9.82%.

Dividend Per Share	$2.25
Dividend Yield	9.82%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	134.73%
Buyback Yield	-0.26%
Shareholder Yield	9.56%
Earnings Yield	7.49%
FCF Yield	62.04%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

BNCCORP has an Altman Z-Score of 0.12 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.12
Piotroski F-Score	5