BayFirst Financial Statistics

Total Valuation

BAFN has a market cap or net worth of $51.06 million. The enterprise value is $19.45 million.

Market Cap	51.06M
Enterprise Value	19.45M

Important Dates

The last earnings date was Thursday, April 25, 2024, after market close.

Earnings Date	Apr 25, 2024
Ex-Dividend Date	May 31, 2024

Share Statistics

BAFN has 4.13 million shares outstanding. The number of shares has increased by 0.88% in one year.

Shares Outstanding	4.13M
Shares Change (YoY)	+0.88%
Shares Change (QoQ)	+0.59%
Owned by Insiders (%)	16.16%
Owned by Institutions (%)	19.31%
Float	3.52M

Valuation Ratios

The trailing PE ratio is 11.23.

PE Ratio	11.23
Forward PE	n/a
PS Ratio	0.65
Forward PS	n/a
PB Ratio	0.51
P/FCF Ratio	0.10
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.91, with an EV/FCF ratio of 0.04.

EV / Earnings	4.19
EV / Sales	0.25
EV / EBITDA	1.91
EV / EBIT	2.46
EV / FCF	0.04

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.26
Debt / EBITDA	2.54
Debt / FCF	0.05
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.80% and return on invested capital (ROIC) is 4.66%.

Return on Equity (ROE)	4.80%
Return on Assets (ROA)	0.40%
Return on Capital (ROIC)	4.66%
Revenue Per Employee	$249,629
Profits Per Employee	$14,840
Employee Count	313
Asset Turnover	0.07
Inventory Turnover	n/a

Taxes

In the past 12 months, BAFN has paid $2.14 million in taxes.

Income Tax	2.14M
Effective Tax Rate	31.49%

Stock Price Statistics

The stock price has decreased by -17.67% in the last 52 weeks. The beta is 1.04, so BAFN's price volatility has been similar to the market average.

Beta (1Y)	1.04
52-Week Price Change	-17.67%
50-Day Moving Average	12.77
200-Day Moving Average	12.22
Relative Strength Index (RSI)	34.74
Average Volume (30 Days)	5,182

Short Selling Information

The latest short interest is 15,552, so 0.38% of the outstanding shares have been sold short.

Short Interest	15,552
Short Previous Month	16,079
Short % of Shares Out	0.38%
Short % of Float	0.44%
Short Ratio (days to cover)	2.57

Income Statement

In the last 12 months, BAFN had revenue of $78.13 million and earned $4.65 million in profits. Earnings per share was $1.10.

Revenue	78.13M
Gross Profit	78.13M
Operating Income	8.07M
Pretax Income	7.92M
Net Income	4.65M
EBITDA	10.19M
EBIT	7.92M
Earnings Per Share (EPS)	$1.10

Full Income Statement

Balance Sheet

The company has $57.51 million in cash and $25.90 million in debt, giving a net cash position of $31.61 million or $7.64 per share.

Cash & Cash Equivalents	57.51M
Total Debt	25.90M
Net Cash	31.61M
Net Cash Per Share	$7.64
Equity / Book Value	100.63M
Book Value Per Share	24.34
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $513.13 million and capital expenditures -$5.71 million, giving a free cash flow of $507.41 million.

Operating Cash Flow	513.13M
Capital Expenditures	-5.71M
Free Cash Flow	507.41M
FCF Per Share	$122.71

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 10.32% and 5.94%.

Gross Margin	100.00%
Operating Margin	10.32%
Pretax Margin	10.14%
Profit Margin	5.94%
EBITDA Margin	13.04%
EBIT Margin	10.14%
FCF Margin	649.41%

Dividends & Yields

This stock pays an annual dividend of $0.32, which amounts to a dividend yield of 2.59%.

Dividend Per Share	$0.32
Dividend Yield	2.59%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	29.09%
Buyback Yield	-0.88%
Shareholder Yield	1.71%
Earnings Yield	9.10%
FCF Yield	993.75%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on May 12, 2021. It was a forward split with a ratio of 3:2.

Last Split Date	May 12, 2021
Split Type	Forward
Split Ratio	3:2

Scores

Altman Z-Score	n/a
Piotroski F-Score	5